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Product 03 — Banking Infrastructure

Banking as
a Service.

Virtual & physical Visa/Mastercard issuance with Apple & Google Pay. Card issuer contracts in UAE, Turkey, Estonia & Singapore — all unified in one platform.

4
Countries
2
Card Networks
V+P
Virtual & Physical
API
Full Integration
4Countries
2Delivery Modes
<60sVirtual Card
V+MCVisa & Mastercard
Users
LIVE — Crypto Visa Card

BaaS Running in Production

INNOVATEX
BANKING AS A SERVICE
**** **** **** 4291
CARD HOLDER
JOHN DOE
EXPIRES
12/27
🏦
Issued via BaaS
UAE · Turkey · Estonia · Singapore — 4 jurisdictions

mSamex Mobile — Crypto Visa Card — Staking 18% APY — Zero Fee Campaign

Crypto Visa Card

Spend crypto anywhere Visa is accepted. Instant conversion, zero FX fees — Live on mSamex, powered by Innovatex BaaS.

Staking Program

Earn up to 18% APY — Exchange + BaaS yield engine working together in one platform.

Unified Actions

Card, Deposit, Withdraw, Stake quick actions — unified in one mobile app. Campaigns module integrated.

"This is the Innovatex ecosystem in action. One client. Four products. Zero re-onboarding."

Delivery Modes

Two Ways to
Deploy BaaS.

MODE A — API
API + Admin Panel

Full API access for developers. Admin panel for card management. Integrate directly into any platform — Forex CRM, crypto exchange, e-commerce, gambling and more.

REST API Admin Panel Developer First

Best for: Forex brokers, crypto exchanges, e-commerce platforms integrating card issuance

MODE B — WHITE-LABEL
Full Banking App

Exclusive white-label banking app with your brand. Business owner sets card pricing and top-up fees. Master wallet charged at Innovatex — users top up from your pool.

White-label Custom Pricing Mobile App

Best for: Fintechs, neobanks, businesses wanting a branded banking experience

Jurisdictions

4 Countries.
One Platform.

🇦🇪
UAE
GCC Ready

Active card issuer contract. Visa & Mastercard. Full compliance with UAE financial regulations.

🇹🇷
Turkey
Multi-Currency

Active contract. Deep regional expertise from our Istanbul roots. Visa & Mastercard issuance.

🇪🇪
Estonia
EU Passported

EU-regulated entity. Passports to EU market. Visa & Mastercard with EU compliance standards.

🇸🇬
Singapore
APAC Gateway

Active contract. Gateway to Southeast Asia and global fintech clients. Full Visa & Mastercard support.

Card Features

Everything You Need
to Issue Cards.

  • Visa and Mastercard — virtual and physical issuance
  • Apple Pay and Google Pay native support
  • Instant virtual card issuance — under 60 seconds
  • Physical card delivery to any address
  • Business controls card pricing and top-up fees
  • Master wallet held at Innovatex — users top up from your pool
  • No direct bank relationship required for your clients
  • Optimal issuer auto-selected per jurisdiction
  • AML monitoring and transaction screening included
  • Unlimited users — no per-user cap
📱
Apple Pay

Native Apple Pay support. Cards added to Apple Wallet instantly. Contactless payments everywhere.

🤖
Google Pay

Native Google Pay support. Android users enjoy full NFC payments with Innovatex-issued cards.

Ready to Build
Your Infrastructure?

Book a 45-minute demo with our team.